USDC Backed Loans

Borrow against USDC. Enjoy low-interest rates, flexible repayment options, and secure storage. Borrow up to 100% of your USDC's value.

Borrow against your USDC for Instant Liquidity

With Nordark's USDC-backed loans, you can access cash or stablecoins while retaining ownership of your USDC. Whether you're funding a new project, business, or personal need, our loans offer a secure way to leverage your USDC without selling it.

  • No Selling Required: Keep your cryptocurrency while accessing the funds you need—no need to liquidate your assets.
  • 24-Hour Funding: Get your loan approved and funded within 24 hours, ensuring you have quick access to your money when you need it the most.
  • Competitive Interest Rates: Benefit from some of the best interest rates in the industry, designed to be both fair and affordable.
  • Flexible Loan Terms: Enjoy the freedom to choose loan terms that suit your financial situation, with options tailored to your needs.

Borrow Against Your USDC with Nordark, fast and secure.

Loan backed by USDC

Use your USDC as collateral. Instead of selling your USDC to access funds, you can borrow against it.

Stablecoin loans

Our loans allow you to secure funds in stablecoins for easy, international transactions directly through your Nordark account.

Linked to your Nordark banking account

Spend or invest your loan funds directly from your Nordark banking account.

Secure and Transparent loans

At Nordark, we prioritize the safety and security of your digital assets. When you choose our crypto-backed loans, your cryptocurrency is safeguarded with multi-signature wallets.

We understand that trust is paramount, which is why we operate with full transparency—there are no hidden fees or surprise charges. From the moment you deposit your crypto to the final loan repayment, every step of the process is clear and straightforward, giving you the peace of mind you deserve while you take out a loan with your USDC holdings.

Benefits of a USDC backed loan with Nordark

  • Keep Your USDC: Gain liquidity while holding onto your crypto.
  • Fast funding: Receive your loan typically within 24 hours. We understand the importance of timely access to funds.
  • Competitive Rates: Benefit from transparent and competitive interest rates, designed to be fair and affordable.
  • Secure and Trusted: Your crypto assets are protected with industry-leading security measures, ensuring peace of mind.
  • Complete Discretion: Your data is handled with the utmost confidentiality, ensuring your privacy is fully protected. We guarantee that your information remains undisclosed.

Frequently Asked Questions

See More FAQ's

What is a USDC-backed loan?

A USDC-backed loan uses your USDC as collateral for liquidity, allowing you to retain ownership while borrowing against its value.

How does a USDC-backed loan work?

Your USDC is held as collateral by Nordark while you access cash or stablecoins. If the value drops, you may need to deposit more USDC or repay a portion of the loan.

What happens if the value of USDC drops during the loan term?

If the value of USDC drops significantly, your loan could face what is called a margin call. A margin call requires you to either deposit more USDC to maintain the loan-to-value ratio or repay a portion of the loan to avoid liquidation of your USDC collateral. Nordark provide alerts to give you the opportunity to adjust your collateral or repay the loan early to prevent this from happening.

Can I borrow against other cryptocurrencies with Nordark?

While USDC is one of the most commonly accepted for crypto backed loans, we at Nordark also accept most other highly liquid cryptocurrencies. If you have questions for a specific cryptocurrency, please contact us.

What is the loan-to-value (LTV) ratio?

The loan-to-value (LTV) ratio is the amount of the loan divided by the value of your USDC collateral. For example, if you pledge $100,000 worth of USDC and take a $50,000 loan, your LTV ratio is 50%. Lenders use LTV ratios to determine the risk of the loan. Higher LTV ratios mean more borrowing power but also come with increased risk of margin calls in case of market volatility.

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Nordfinex UAB is a limited company registered in Lithuania under the code 306 129 193 as an operator of deposit virtual currency wallet and a virtual currency exchange operator.

Payment services offered in the Nordark platform are provided by third parties, licensed to operate in all jurisdictions in which Nordark operates.